Forgotten assets can end up with state unclaimed property programs, and a search for unclaimed money reveals if there is property you are entitled to claim.
Today, we will explore the US Unclaimed Money (iOS), a platform that mhelps you conduct that search from your phone by directing you to available state resources.
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Which app can you use to check for unclaimed money and state property?
Usually, if a person believes they may have unclaimed money, they would need to check in the state program that currently holds the property rather than searching one single federal database.
This research is not that easy, and most people don’t have any idea about how to do it.
However, the US Unclaimed Money app (iOS) brings some resources together in one place to make it easier for users to navigate state-by-state searches from iOS devices.
We’ll explore below what the app covers, but in short, you can find common forms of unclaimed money in cash, stocks, bonds, securities, insurance proceeds, and tax refunds.
It also includes access to individual state searches, which matters because unclaimed property is generally administered by state programs.
US Unclaimed Money App
Key features within the US Unclaimed Money platform
Talking about features, we can begin with the most useful section: the Search by State feature.
With that, users can select a state and continue to the corresponding unclaimed property resources.
This is important for anyone who has lived or done business in more than one state, since a separate search may reveal additional matches.
The app (iOS) also includes information about undelivered and unclaimed federal tax refunds, along with guidance on where different types of missing money may be located.
That makes it useful as a starting point, although the actual claim is typically handled through the official state or government program responsible for the property.
For an additional official route, NAUPA provides access to verified state unclaimed property programs and recommends checking every state where you have lived or conducted business.
Step-by-step: how to search state databases and claim missing money
The US Unclaimed Money app (iOS) helps you reach the appropriate state resources, but the actual unclaimed money search and claim are handled through official state programs.
Check how to do it:
Step 1: read your state’s unclaimed money program
To begin with, download US Unclaimed Money (iOS). After opening the app, read the guides about unclaimed money for each state.
Step 2: access the state database
Now, use the Official Unclaimed Money government platform that allows you to search for property at no cost.
On this page, you will click on ‘State’s unclaimed money property office’.
Step 3: search on your state
After that, you will be directed to the official NAUPA page. On this page, a map will appear, and then you click on your state to continue your search.
Step 4: start the claim
After choosing the state portal, you will be directed to the following page. Click on ‘Get started’ to start your claim.
Step 5: provide your personal information
Now, to complete the claim process, you will need to provide your name, city, zip code, and property ID.
Step 6: get your unclaimed property
After searching, the platform will show you whether you have or not any unclaimed property.
Top estate planning attorneys services
Of course, the research for unclaimed money can bring some unexpected assets back into your finances.
And that happens even more when the property is connected to an inheritance or a deceased relative.
In more complex cases, an estate planning attorney can determine how assets should be managed or incorporated into an existing estate plan.
Wealth planning
Wealth planning attorneys are responsible for organizing how assets will eventually pass to beneficiaries or even charities.
Their work can include drafting wills and trusts, creating powers of attorney, and evaluating estate and gift tax considerations based on the client’s goals.
Meanwhile, Best Lawyers maintains a searchable directory of attorneys who practice in trusts and estates across the United States.
Trust administration
On the other hand, property connected to trust administration can require another layer of review.
Trust and estate attorneys advise trustees and beneficiaries on how trust terms should be followed, how assets should be accounted for, and how distributions are handled.
They can also assist when disagreements or legal questions arise over a will or trust.
Best high-yield savings accounts
If recovered unclaimed money is not needed for immediate expenses, a high-yield savings account provides a place to keep the funds accessible while earning interest.
Still, rates change a lot, so the annual percentage yield (APY), fees, and minimum deposit requirements should all be compared before opening an account.
Vio Bank
Firstly, Vio Bank’s Online Savings Account is designed for people who primarily want to earn interest rather than use the account for everyday banking.
Bankrate recently listed the account among its highly rated savings options, with a competitive APY, no monthly maintenance fee, and a $100 minimum deposit to open.
Nevertheless, Vio Bank is a division of MidFirst Bank, and eligible deposits receive Federal Deposit Insurance Corporation (FDIC) coverage through MidFirst Bank.
The account is managed online, which may suit savers who do not need access to physical branches.
Ally Bank
Ally Bank offers a different advantage: savings tools designed to organize money around specific goals.
Its Savings Account allows customers to divide their balance into ‘buckets’.
And that can be useful if part of the recovered money is being reserved for an emergency fund, a future purchase, or another goal.
The account offered 3.00% APY, with no minimum deposit required to open the account and no monthly maintenance fee.
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What to do after finding unclaimed property
A quick search for unclaimed money can reveal forgotten funds, but finding a match is only the beginning.
The US Unclaimed Money app (iOS) can direct you to state resources, while the official state program determines what documentation is required and if the property belongs to you.
After recovering the funds, consider what makes the most sense for the money. Depending on the amount, that could mean seeking guidance when an inheritance or estate is involved.
It may also be worth checking if you qualify for other money available through the tax system.
Insiderbits guide to EITC refund qualification explains who may qualify for the Earned Income Tax Credit and what requirements apply.
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