{"id":425693,"date":"2026-05-28T20:11:08","date_gmt":"2026-05-28T23:11:08","guid":{"rendered":"https:\/\/insiderbits.com\/lp\/va-home-loan-eligibility-guide\/"},"modified":"2026-05-28T20:11:08","modified_gmt":"2026-05-28T23:11:08","slug":"va-home-loan-eligibility-guide","status":"publish","type":"lp","link":"https:\/\/insiderbits.com\/fr\/lp\/va-home-loan-eligibility-guide\/","title":{"rendered":"Buy Your Dream Home With $0 Down &#8211; Check Your VA Eligibility Now"},"content":{"rendered":"<div class='code-block code-block-5' style='margin: 0 auto 2em; text-align: center; display: block; clear: both;'>\n<div class=\"code-block-label\">Publicit\u00e9<\/div>\n<!-- \/14592164321\/insiderbits_responsive\/insiderbits_responsive_before_content -->\n<div id='div-gpt-ad-1618061421087-0'><\/div>\n<\/div>\n\n\n\n\n<h2 class=\"titulo-com-icone titulo-com-icone-6a19abdf3c527\">What You Are Going to Learn<\/h2><style type=\"text\/css\">.titulo-com-icone-6a19abdf3c527:before {content: \"\"; background-image: url(\"data:image\/svg+xml;utf8;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyNCAyNCI+PGcgZGF0YS1uYW1lPSJMYXllciAyIj48ZyBkYXRhLW5hbWU9ImluZm8iPjxwYXRoIGQ9Ik0xMiAyYTEwIDEwIDAgMSAwIDEwIDEwQTEwIDEwIDAgMCAwIDEyIDJ6bTAgMThhOCA4IDAgMSAxIDgtOCA4IDggMCAwIDEtOCA4eiIvPjxjaXJjbGUgY3g9IjEyIiBjeT0iOCIgcj0iMSIvPjxwYXRoIGQ9Ik0xMiAxMGExIDEgMCAwIDAtMSAxdjVhMSAxIDAgMCAwIDIgMHYtNWExIDEgMCAwIDAtMS0xeiIvPjwvZz48L2c+PC9zdmc+\"); background-repeat: no-repeat; background-size: contain; padding-left: 30px; }<\/style>\n\n\n\n<p>Navigating government benefits can feel like a logistical nightmare, but we have simplified the process for you. You are about to discover the exact steps to turn your military service into a key for your new front door.<\/p>\n\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Identify if your service time meets the specific requirements for active duty, veterans, or National Guard members;<\/li>\n\n\n\n\n<li>Learn how to secure your Certificate of Eligibility (COE) quickly through the official VA portal;<\/li>\n\n\n\n\n<li>Understand which property types qualify for the benefit, including single-family homes and VA-approved condos;<\/li>\n\n\n\n\n<li>Discover how to skip Private Mortgage Insurance (PMI) entirely to save tens of thousands of dollars over the life of your loan;<\/li>\n\n\n\n\n<li>Master the strategy of asking for seller concessions to cover your closing costs so you truly pay nothing upfront.<\/li>\n\n\n\n<\/ul>\n\n\n\n\n<p>Once you understand these core pillars, you will be ready to approach lenders with total confidence. Take charge of your financial future and start looking for a home that fits your lifestyle perfectly.<\/p>\n\n\n\n    <div class=\"tip\">\n        <h3>TIP: USE SELLER CONCESSIONS TO COVER COSTS<\/h3>\n        <p><p><span style=\"font-weight: 400\">While the VA loan requires $0 down, you still have to deal with closing costs like taxes and title fees. You can actually ask the seller to pay up to 4% of these costs for you during negotiations. This &#8216;seller concession&#8217; is a powerful tool that allows you to keep even more cash in your pocket during the move.<\/span><\/p>\n<\/p>\n    <\/div>\n    \n\n\n\n<h2 class=\"wp-block-heading\">Ce dont vous avez besoin<\/h2>\n\n\n\n<div class=\"what-youll-need-block2\"><div class=\"wyn2-items\"><div class=\"wyn2-item\"><div class=\"wyn2-connector\"><\/div><div class=\"wyn2-icon-wrapper\"><div class=\"wyn2-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml; charset=utf-8;utf8;base64,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\" alt=\"Certificate of Eligibility (COE)\" title=\"\"><\/div><\/div><div class=\"wyn2-content\"><h3 class=\"wyn2-title\">Certificate of Eligibility (COE)<\/h3><p class=\"wyn2-text\"><p><span style=\"font-weight: 400;\">The official document proving you are entitled to VA home loan benefits.<\/span><\/p>\n<\/p><\/div><\/div><div class=\"wyn2-item\"><div class=\"wyn2-connector\"><\/div><div class=\"wyn2-icon-wrapper\"><div class=\"wyn2-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml; charset=utf-8;utf8;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCA2NCA2NCIgaWQ9ImNyZWF0aXZlIj48cGF0aCBmaWxsPSIjNzY3Njc2IiBkPSJNMTEuNyAzMy42Yy0uMS4yLS4zLjctLjcuOS0uOS42LTEuOSAxLjItMi45IDEuNy0uNy40LTEuNS4xLTEuOS0uNS0uNC0uNy0uMi0xLjQuNS0xLjkuOS0uNiAxLjgtMS4xIDIuOC0xLjYgMS4xLS41IDIuMi4xIDIuMiAxLjR6TTEwLjIgOC4yYy0uMiAwLS41LS4xLS43LS4yLS45LS41LTEuNy0xLTIuNS0xLjUtLjktLjUtMS4xLTEuMi0uNy0yIC40LS43IDEuMi0uOSAyLjEtLjQuOS41IDEuOCAxIDIuNyAxLjYuNi40LjcgMSAuNSAxLjYtLjEuNS0uNy45LTEuNC45ek03LjMgMjEuNGMtLjEgMC0uNC4xLS43LjFIMy43Yy0xIDAtMS42LS42LTEuNS0xLjQgMC0uOC42LTEuNCAxLjYtMS40czIuMSAwIDMuMS4xYy43IDAgMS4xLjUgMS4yIDEuMS4xLjYtLjEgMS4yLS44IDEuNXpNNjEgMjEuNGMtLjEgMC0uNC4xLS43LjFoLTIuOWMtMSAwLTEuNi0uNi0xLjUtMS40IDAtLjguNi0xLjQgMS42LTEuNHMyLjEgMCAzLjEuMWMuNyAwIDEuMS41IDEuMiAxLjEuMS42LS4yIDEuMi0uOCAxLjV6TTUyLjMgMzMuNmMuMS4yLjMuNy43LjkuOS42IDEuOSAxLjIgMi45IDEuNy43LjQgMS41LjEgMS45LS41LjQtLjcuMi0xLjQtLjUtMS45LS45LS42LTEuOC0xLjEtMi44LTEuNi0xLjEtLjUtMi4yLjEtMi4yIDEuNHpNNTMuOCA4LjJjLjEgMCAuNC0uMS43LS4zLjgtLjUgMS43LTEgMi41LTEuNC44LS41IDEuMS0xLjMuNy0yLS40LS43LTEuMi0uOS0yLjEtLjQtLjkuNS0xLjggMS0yLjcgMS42LS42LjQtLjcgMS0uNSAxLjYuMS41LjcuOSAxLjQuOXoiIGNsYXNzPSJjb2xvcjJlNzliZSBzdmdTaGFwZSI+PC9wYXRoPjxnIGZpbGw9IiMxYTFhMWEiIGNsYXNzPSJjb2xvcjAwMDAwMCBzdmdTaGFwZSI+PHBhdGggZmlsbD0iIzc2NzY3NiIgZD0iTTM4LjUgNTMuN2MtLjMtMi0zLjMtMjEuOC0zLjQtMjIuNS0uMS0uNS0uNS0uOC0uOS0uOGgtNC40Yy0uNSAwLS45LjQtLjkuOC0uMS43LTMuMSAyMC40LTMuNCAyMi41IDAgLjMgMCAuNi4zLjggMS42IDEuNSA0LjUgNC41IDUuNyA1LjcuMS4xLjMuMi41LjJzLjQtLjEuNS0uMmw1LjctNS43Yy4yLS4zLjMtLjUuMy0uOHpNMjcuNyAyNC4zYy0uMiAwLS40LjItLjMuNS4zLjkgMSAyLjYgMS40IDMuNiAwIC4xLjMuMy40LjNoNS43Yy4xIDAgLjMtLjIuNC0uMy4zLS42LjUtMS4yLjctMS45LjItLjYuNC0xLjEuNi0xLjcuMS0uMi0uMS0uNS0uMy0uNWgtOC42eiIgY2xhc3M9ImNvbG9yMmU3OWJlIHN2Z1NoYXBlIj48L3BhdGg+PHBhdGggZmlsbD0iIzNlM2UzZSIgZD0iTTQ1LjIgOS4xQzQxLjMgNS41IDM3IDMuNyAzMi40IDMuN2gtLjhjLTQuNiAwLTguOSAxLjgtMTIuOCA1LjUtNC44IDQuNC04IDEyLjgtMy44IDIwLjQuNC43LjggMS40IDEuMSAyLjFsLjIuNGMuNiAxLjEgMS4xIDIuMiAxLjcgMy4yIDEuNiAyLjcgMi41IDUuNCAzIDggLjEuNi4yIDEuMi4yIDEuOS4xIDEuNS44IDMuMSAxLjggNC42LjQtMi41LjktNS44IDEuNC05LjEtLjYtLjUtMS4xLTEuMi0xLjMtMi0uNi0xLjYtMS4zLTMuMy0yLjMtNC45LS42LTEtMS4xLTItMS43LTMuMWwtLjEtLjVjLS40LS43LS44LTEuNS0xLjItMi4yLTMuNC02LjItLjctMTIuOSAzLjItMTYuNSAzLjMtMyA2LjgtNC42IDEwLjYtNC42aC45YzMuNyAwIDcuMyAxLjYgMTAuNiA0LjYgMy45IDMuNiA2LjYgMTAuMyAzLjIgMTYuNS0uNC43LS44IDEuNS0xLjIgMi4ybC0uMi40Yy0uNiAxLjEtMS4xIDIuMS0xLjcgMy4xLTEgMS43LTEuNyAzLjMtMi4zIDQuOS0uMy44LS43IDEuNS0xLjMgMiAuNSAzLjMgMSA2LjYgMS40IDkuMSAxLjEtMS41IDEuNy0zLjEgMS44LTQuNiAwLS42LjEtMS4zLjItMS45LjUtMi42IDEuNC01LjMgMy04IC42LTEuMSAxLjEtMi4xIDEuNy0zLjNsLjItLjRjLjQtLjcuOC0xLjQgMS4xLTIuMSA0LjItNy41IDEtMTUuOC0zLjgtMjAuM3oiIGNsYXNzPSJjb2xvcjJkM2U1MCBzdmdTaGFwZSI+PC9wYXRoPjwvZz48L3N2Zz4=\" alt=\"DD214 or Statement of Service\" title=\"\"><\/div><\/div><div class=\"wyn2-content\"><h3 class=\"wyn2-title\">DD214 or Statement of Service<\/h3><p class=\"wyn2-text\"><p><span style=\"font-weight: 400;\">Your discharge papers or a signed letter from your commander if you are still on active duty.<\/span><\/p>\n<\/p><\/div><\/div><div class=\"wyn2-item\"><div class=\"wyn2-connector\"><\/div><div class=\"wyn2-icon-wrapper\"><div class=\"wyn2-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml; charset=utf-8;utf8;base64,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\" alt=\"Minimum Credit Score\" title=\"\"><\/div><\/div><div class=\"wyn2-content\"><h3 class=\"wyn2-title\">Minimum Credit Score<\/h3><p class=\"wyn2-text\"><p><span style=\"font-weight: 400;\">Most VA lenders look for a credit score of at least 620 to approve your application.<\/span><\/p>\n<\/p><\/div><\/div><div class=\"wyn2-item\"><div class=\"wyn2-connector\"><\/div><div class=\"wyn2-icon-wrapper\"><div class=\"wyn2-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml; charset=utf-8;utf8;base64,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\" alt=\"Service Duration\" title=\"\"><\/div><\/div><div class=\"wyn2-content\"><h3 class=\"wyn2-title\">Service Duration<\/h3><p class=\"wyn2-text\"><p><span style=\"font-weight: 400;\">Usually 90 continuous days for active duty or 24 months for veterans who served after 1980.<\/span><\/p>\n<\/p><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"titulo-com-icone titulo-com-icone-6a19abdf3e7fb\">Who Will Benefit?<\/h2><style type=\"text\/css\">.titulo-com-icone-6a19abdf3e7fb:before {content: \"\"; background-image: url(\"data:image\/svg+xml;utf8;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIGRhdGEtbmFtZT0iTGF5ZXIgMSIgdmlld0JveD0iMCAwIDI5IDI5Ij48cGF0aCBkPSJNMTQuNSAyQTEyLjUxNCAxMi41MTQgMCAwIDAgMiAxNC41IDEyLjUyMSAxMi41MjEgMCAwIDAgMTQuNSAyN2ExMi41IDEyLjUgMCAwIDAgMC0yNVptNy42MDMgMTkuNzEzYTguNDggOC40OCAwIDAgMC0xNS4xOTkuMDA4QTEwLjM2NyAxMC4zNjcgMCAwIDEgNCAxNC41YTEwLjUgMTAuNSAwIDAgMSAyMSAwIDEwLjM2OCAxMC4zNjggMCAwIDEtMi44OTcgNy4yMTNaTTE0LjUgN2E0LjUgNC41IDAgMSAwIDQuNSA0LjVBNC41IDQuNSAwIDAgMCAxNC41IDdaIi8+PC9zdmc+\"); background-repeat: no-repeat; background-size: contain; padding-left: 30px; }<\/style>\n\n\n\n<p>This program is specifically designed to reward those who have dedicated their time to the armed forces. It levels the playing field in a tough housing market for those who have served and their families.<\/p>\n\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Active duty members can transition from base housing to a permanent home of their own with zero down payment.<\/li>\n\n\n\n\n<li>Retired veterans can use their earned benefits to settle into a &#8216;forever home&#8217; without draining their life savings.<\/li>\n\n\n\n\n<li>National Guard and Reserve members with at least six years of service can access the same competitive mortgage rates as active duty.<\/li>\n\n\n\n\n<li>Surviving spouses of veterans who died in the line of duty may qualify for home financing in their own right.<\/li>\n\n\n\n<\/ul>\n\n\n\n\n<div class=\"cta-block\"><div class=\"cta\"><a class=\"ctalink\" href=\"https:\/\/insiderbits.com\/fr\/conseils\/va-home-loan-eligibility\/\" target=\"_self\">CLAIM YOUR $0 DOWN HOME BENEFIT <svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\"><path d=\"M6.60019 0.199951L5.4722 1.32795L9.93619 5.79995H0.200195V7.39995H9.93619L5.4722 11.872L6.60019 13L13.0002 6.59995L6.60019 0.199951Z\" fill=\"white\"><\/path><\/svg><\/a><\/div><span>*Vous resterez sur notre site.<\/span><\/div>\n\n\n\n    <div class=\"warning\">\n        <h3>WARNING: AVOID MAJOR PURCHASES DURING APPLICATION<\/h3>\n        <p><p><span style=\"font-weight: 400\">Do not finance a new truck, boat, or large furniture while your home loan is being processed. Changing your debt-to-income ratio is the fastest way to have your eligibility revoked by a lender at the very last minute.<\/span><\/p>\n<\/p>\n    <\/div>\n    \n\n\n\n<h2 class=\"wp-block-heading\">Start Your Journey Today<\/h2>\n\n\n\n\n<p>Your service has earned you the right to a more affordable path to homeownership. Don&#8217;t let this &#8216;cheat code&#8217; go to waste while interest rates and home prices continue to fluctuate. You deserve a place to call your own.<\/p>\n\n\n\n\n<h2 class=\"wp-block-heading\">Questions fr\u00e9quemment pos\u00e9es<\/h2>\n\n\n\n<div class=\"faq-container\"><div class=\"faq-item open\"><h4>Is the VA loan actually $0 down?<\/h4><p>Yes, unlike conventional loans that require 3% to 20% down, the VA guarantees the loan so you don&#8217;t need a down payment. You only need to cover closing costs, which can often be negotiated with the seller.<\/p><\/div><div class=\"faq-item open\"><h4>What is the VA Funding Fee?<\/h4><p>This is a one-time fee paid to the VA to keep the program running for future veterans. You can roll this fee into your monthly mortgage payments so you don&#8217;t need to pay it upfront at closing.<\/p><\/div><div class=\"faq-item open\"><h4>Can I use a VA loan for a fixer-upper?<\/h4><p>The VA has Minimum Property Requirements to ensure the home is safe and move-in ready. While you can buy many types of homes, ones with major structural issues might not pass the VA appraisal process.<\/p><\/div><div class=\"faq-item open\"><h4>Do I have to pay Private Mortgage Insurance (PMI)?<\/h4><p>No, one of the biggest benefits of a VA loan is the complete absence of PMI. This can save you hundreds of dollars every single month compared to a traditional loan.<\/p><\/div><div class=\"faq-item open\"><h4>How long does it take to get a COE?<\/h4><p>You can often get your Certificate of Eligibility instantly through the VA.gov portal or through your lender. If the system needs more info, it usually takes just a few business days to process.<\/p><\/div><\/div>","protected":false},"featured_media":0,"parent":0,"template":"","class_list":["post-425693","lp","type-lp","status-publish","hentry","infinite-scroll-item","no-featured-image-padding"],"acf":{"template":"single2","titulo":"Own Your Forever Home With No Money Down Using Your Veteran Benefits","introducao":"<p>You have served your country and earned a financial &#8216;cheat code&#8217; for homeownership. Stop worrying about massive down payments and discover how to unlock a $0 down mortgage with lower interest rates today.<\/p>\n","cores":{"cor_padrao":"#7e57c2","cor_texto":"#FFFFFF"},"cta":{"title":"CLAIM YOUR $0 DOWN HOME BENEFIT","url":"https:\/\/insiderbits.com\/tips\/va-home-loan-eligibility\/","target":""}},"_links":{"self":[{"href":"https:\/\/insiderbits.com\/fr\/wp-json\/wp\/v2\/lp\/425693","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insiderbits.com\/fr\/wp-json\/wp\/v2\/lp"}],"about":[{"href":"https:\/\/insiderbits.com\/fr\/wp-json\/wp\/v2\/types\/lp"}],"version-history":[{"count":0,"href":"https:\/\/insiderbits.com\/fr\/wp-json\/wp\/v2\/lp\/425693\/revisions"}],"wp:attachment":[{"href":"https:\/\/insiderbits.com\/fr\/wp-json\/wp\/v2\/media?parent=425693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}