Freelance work often means payments landing from several different places at once, and without an income tracking app, those deposits turn into a confusing monthly guessing game.
Diese Insiderwissen guide introduces Hurdlr, the tool built to pull every incoming payment into a single dashboard, giving you a simple, honest picture of where your money comes from.
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4.7/5
Which is the best income tracking app?
Hurdlr (Android | iOS) acts as a financial command center for your independent work, pulling every number into one place you can trust without a second guess or extra spreadsheet.
Behind the scenes, this income tracking app gathers every incoming payment into a single, organized view, turning separate client and platform deposits into one accurate running total.
You won’t need to remember every gig payment or self-initiated invoice, with the app keeping your records current the instant new money lands in any account you’ve linked.
Features available in the Hurdlr tracking platform
- Instant tax estimates: the app calculates your federal, state, and self-employment taxes the moment new income lands, keeping your running total accurate and current;
- Multi-platform account syncing: the app links to your bank, Uber, Stripe, PayPal, and Square accounts, pulling every incoming payment into one central dashboard;
- Receipt capture and categorization: snap a photo of any receipt, and the app files it under the expense category for exportable, tax-ready records;
- Built-in invoicing: create and send professional invoices from the app, then track payment status without switching to a separate billing tool at all.
Automatic deductions freelancers actually use
Every mile you drive for client meetings, every dollar spent on software subscriptions, and every home office expense builds toward deductions you probably forget to claim each year.
Instead of digging through months of bank statements come tax time, this income tracking app sorts those write-offs into categories the second a transaction comes through.
Built for freelancers, gig workers, and agents
Driving for a rideshare app looks nothing like managing real estate listings or handling freelance design contracts, yet your bookkeeping needs stand firm across every one of them.
Whatever path brought you to freelance or gig work, your dashboard adjusts to match it, sorting income and expenses around the categories that fit your day-to-day routine best.
Step-by-step: how to link accounts with Hurdlr
Linking your accounts sits at the center of everything Hurdlr (Android | iOS) does, since every dollar you earn and every write-off you claim starts with that connection.
Once you connect your first account, this income tracking app begins pulling in transactions automatically, replacing the manual entry you’d otherwise handle on your own.
You can link as many accounts as your work requires, whether that means one bank account or a mix of banks, apps, and payment platforms combined.
Step 1: download the app or use the website
Begin by searching ‘Hurdlr’ on the App-Store oder Google Play, or type in Hurdlr’s Website address into any browser if you’re sitting at a desk when you decide to start.
The app stores your trip and expense data locally between syncs, while the website pulls from the same account, so nothing gets lost switching between the two.
Step 2: create your account and pick your work
You’ll pick a business category first, choosing from options like driver, freelancer, host, or consultant, so this income tracking app tailors your dashboard from the start.
A second screen narrows things further, asking what kind of work you actually do, whether that’s design, writing, coaching, or something else unique to you.
Step 3: link your bank or business accounts
After setting everything up, go to the ‘Income’ tab and tap ‘Link account’, then pick from popular platforms like Uber, Stripe, PayPal, Square, or your actual bank if it’s listed.
If you can’t find your bank in the initial list, tap ‘Search banks’, type in the name, and confirm your login to finish connecting that account for good.
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Top high-yield savings account
Watching your income add up in one dashboard changes how you think about the money you’re not spending yet, and that leftover cash still needs a proper home.
Interest rates differ between banks, and the gap between a mediocre savings account and a well-built one adds up to real dollars across several months of saving.
Once this income tracking app shows you what you bring in every month, parking that extra income somewhere with a strong yield puts your real money into motion.
Happen Bank savings account
Happen Bank’s LevelUp Savings account rewards you with a 4.00% APY once you deposit at least $250.00 into your account during each monthly statement cycle you complete.
Miss that deposit threshold, and your balance still earns 3.00% APY instead, with no minimum opening deposit required and FDIC-insured coverage protecting every dollar up to $250,000.
Limelight Bank savings account
Limelight Bank keeps things simple with a 3.9% APY savings account that only requires a $100.00 deposit before your money starts earning interest in the account you open.
The account operates online only, skipping checks, debit cards, and ATM access, while allowing up to six withdrawals every four weeks through Limelight’s parent financial company, CC Bank.
Vio Bank savings account
Vio Bank pays 4.00% APY across your entire account balance, requiring just a $100.00 deposit to open the account before your savings start compounding every single calendar day.
Vio Bank charges no monthly fee and supports automatic transfers, letting you pair it with this income tracking app to send every extra dollar earned straight into savings.
Best financial tools to budget on an irregular salary
Some months bring three client payments and a bonus gig, while others leave you waiting on a single check that arrives later than you planned for.
Building a budget around income that shifts every month means picking tools flexible enough to bend with you, rather than forcing your paychecks into a strict template.
Once this income tracking app shows you exactly what came in and when, pairing it with the right budgeting tool turns those numbers into an actual spending plan.
Goodbudget
Goodbudget (Android | iOS) splits your income into virtual envelopes, letting you assign dollars toward rent, groceries, and savings before you spend a single cent on anything else.
Envelopes that don’t get emptied roll their balance into next month, which works well for goals you’re building slowly across paychecks that don’t arrive on schedule.
EveryDollar
EveryDollar (Android | iOS) asks you to give every dollar a job before the month begins, using the zero-based method to match income against planned expenses and savings.
Since your numbers change with each pay cycle, Hurdlr’s income tracking app pairs well here, feeding EveryDollar accurate figures instead of rough guesses pulled from memory.
Monarch Money
Monarch Money (Android | iOS) links your bank accounts, investments, and bills into one dashboard, then lets you shift money between spending categories as your income changes.
Your net worth updates automatically as accounts sync, giving you a running view of savings, debt, and investments without pulling reports from five separate places.
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4.7/5
One app for every income stream
Hurdlr takes the confusion out of freelance finances, pulling every payment and expense into one place so you always know exactly where you stand.
Insiderwissen built this article to explain how this income tracking app links your accounts, calculates deductions, and adjusts to whatever kind of freelance work you do.
If you’re self-employed, keep reading Insiderwissen and learn more ways to simplify freelance life, from budgeting tools to the best apps built to keep your life simple.
